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Crowdestates Limited is a company incorporated in England & Wales (registration number 08728808), with its registered office at Dickens House, Guithavon Street, Witham, Essex, CM8 1BJ. Crowdestates Limited is authorised and regulated by the Financial Conduct Authority under permission no. 723858.
T: 020 7183 6999
E: info@crowdestates.com
This Outcomes Statement is published in accordance with the Financial Conduct Authority (FCA) requirements (COBS 18.12.21R–23R), effective from 9 December 2019. It is designed to provide investors with clear information about the performance of peer-to-peer (P2P) loans on the Crowdestates platform for the financial year ended 2024.
During the most recent financial year, Crowdestates did not originate or price any new P2P loans. The platform currently manages one outstanding loan, originated in May 2022, with a principal value of £55,438 (excluding interest).
| Risk Category | Number of Loans | Expected Default Rate | Actual Default Rate | Outstanding Loan Value | Origination Date |
|---|---|---|---|---|---|
| All | 1 | 0% | 0% | £55,438 | May 2022 |
Expected default rate: 0%
Actual default rate: 0%
Outstanding loan value: £55,438 (excluding interest)
The expected default rate is based on:
Low loan-to-value ratios for our lending
Macroeconomic forecasts
Historical performance of our loan book
Target rate of return: 2% per annum (rolled over until the outstanding loan is repaid)
Actual return achieved: As no defaults have occurred, the actual return matches the target rate, subject to ongoing loan performance
No new loans were originated or priced during this financial year.
No material changes to lending criteria, risk assessment process, or platform operations occurred.
No significant events (such as regulatory actions or major defaults) affected our loan book during the period.
This Outcomes Statement will remain publicly available for at least 10 years. For further information, please contact us at info@crowdestates.com or 020 7183 6999.
Past performance is not indicative of future results. Investing in peer-to-peer loans involves risk, including the risk of capital loss.
